Built for you, not for them.

Track every Buy Now, Pay Later plan in one place.

Fight back against avoidable fees.

Klarna, Afterpay, Affirm, and PayPal Pay-in-4 — all in one dashboard. Reminders before every payment. Templates to fight late fees. We make $0 from BNPL providers — only from the optional $3.99/mo Pro plan.

Free forever. No credit card required.

$847.50
Total Owing
$1,652.50
Total Paid
5
Active Plans
87
Health Score
Af
Nike
Afterpay
Due tomorrow
$62.25
Kl
Sephora
Klarna
Due in 3 days
$34.75
Am
Best Buy
Affirm
Due in 5 days
$125.00

Example dashboard — your data stays private

How does Frizzbee make money?

Free users get the full tracker — unlimited plans, reminders, the whole dashboard — at no cost. Pro users pay $3.99/month for advanced features like analytics, payoff planning, and the AI assistant. That's it.

We don't take referral fees from Klarna, Afterpay, Affirm, or any BNPL provider. We don't sell your data. We don't run ads. We have no investors pushing us to grow at any cost.

When you don't pay a late fee, Frizzbee wins.

We're the only product in your BNPL stack that's economically aligned with you.

Get started in under a minute

No bank connections. No accounts to link. Forward your emails and we handle the rest.

1

Forward your BNPL emails

Forward emails from Klarna, Afterpay, Affirm, PayPal, or any provider to your unique Frizzbee address. Set up auto-forwarding once for Gmail, Outlook, or iCloud — or paste emails manually anytime.

2

We do the rest

Frizzbee detects whether it's a new purchase, payment, late fee, or reminder — and takes the right action automatically.

3

Stay on track

Get smart reminders, track your Health Score, and use our advocacy tools if things go wrong. We have your back.

🔒

Why forwarding instead of account linking?

BNPL providers like Klarna, Afterpay, and Affirm don't offer account linking — and unlike banks, they aren't required to. They make money when you lose track of payments and get hit with late fees. Frizzbee works around their limitation: you forward your BNPL emails to your unique address and we extract every plan, payment, and fee into one place. Your login credentials never leave your hands. The truth they don't share, in one dashboard.

Works with all major providers

Afterpay
Klarna
Affirm
PayPal
Zip
Sezzle
Pro Feature

Stop paying avoidable fees. Fight back.

The majority of BNPL users who ask for a late fee waiver get one. But most people never ask because they do not know how. Frizzbee Pro gives you professionally written, ready-to-send templates for every situation.

Late fee waiver requests
Payment extension letters
Financial hardship applications
Charge dispute letters
Billing error reports
CFPB complaint preparation
💰
Late Fee Waiver Request
Most popular template

Dear Afterpay Customer Support,

I am writing to request a one-time waiver of the late fee charged to my account...

I have been a responsible Afterpay customer, and this is not reflective of my typical payment behavior...

[ Fill in your details and send in seconds ]

Copy to Clipboard
Open in Email

Everything you need to master BNPL

Powerful tools that help you stay on top of every payment and take control of your finances.

🥊
In Your Corner
Consumer advocacy tools, communication templates, and guides to fight late fees and know your rights.
📊
Unified Dashboard
See every active plan, upcoming payment, and total debt across all providers at a glance.
📧
Smart Email Auto-Import
Forward your BNPL emails to Frizzbee — or paste them manually. Our AI extracts plan details, payments, and late fees automatically.
💸
Late Fee Tracker
Track every fee you have been charged and see how much you save by paying on time.
🔔
Payment Reminders
Set custom reminders for each plan — 1, 2, 3, 5, or 7 days before. Email or SMS alerts.
🏆
BNPL Health Score
A unique 0-100 score that measures your BNPL financial health. Track progress and share it.

Simple, honest pricing

Free forever for unlimited plans. Upgrade to Pro for $3.99/month or $29.99/year (save 37%).

14-day money-back guarantee on annual plans.

View Pricing

Frequently Asked Questions

Is Frizzbee really free?+

Yes. The free plan includes unlimited plans, reminders, your Health Score, and more. No credit card required. No trial period. Free forever.

How is this different from my BNPL app?+

Afterpay, Klarna, and other apps only show their own plans. Frizzbee shows ALL your plans from every provider in one dashboard with a unified view of your total BNPL debt.

How do I add my plans?+

The easiest way is to forward your BNPL emails to your unique Frizzbee address. You can also paste emails manually, or set up auto-forwarding rules in Gmail, Outlook, or iCloud so future BNPL emails import automatically. Our AI handles everything from there — creating plans, logging payments, and tracking late fees.

Why does Frizzbee use email instead of connecting my accounts?+

BNPL providers like Klarna, Afterpay, Affirm, and others do not offer APIs or account linking to third-party apps. Unlike banks, they simply have not built that technology yet. Forwarding emails (or pasting them manually) is actually more secure — your BNPL login credentials never leave your hands. Set up forwarding once and our AI handles the rest.

What is the BNPL Health Score?+

A unique 0-100 score based on your payment history, debt levels, and spending patterns. It helps you understand your BNPL habits at a glance. Nobody else offers this.

Can I cancel Pro anytime?+

Yes. Cancel anytime from your Settings page. You keep Pro access until the end of your billing period. Choose monthly ($3.99/mo) or annual ($29.99/year, save 37%). Annual plans include a 14-day money-back guarantee.

Is my data safe?+

Absolutely. We use bank-level encryption, row-level security, and never sell or share your data. We do not store payment card numbers — Stripe handles all billing securely.

Take control of your Buy Now, Pay Later payments

Built for you, not for them. Frizzbee won't pay your bills — but it'll make sure you never miss one and never pay a fee you didn't have to.

Start Free — No Credit Card Needed